Landing page Health Insurance

Health insurance covers your expense on treatment in a hospital. For this protection to be effective, you pay an amount known as the premium to the insurance company or insurer. The insurer offers a range of health insurance plans which caters to individuals with different medical insurance need. A broader categorisation of health insurance plans is given below.

Mediclaim Policies

These plans cover your treatment expenses, provide benefits on maintaining good health. Depending on the scope of cover these can be further categorised as the basic plans and comprehensive plans.

Benefit Policies

These plans offer lump sum compensation equal to the sum insured and irrespective of the hospitalisation expenses, after the triggering incidence occurs. Critical illness plan is one of the plans under this category.

Super Top-Up

A Super Top-up Plan is a type of Mediclaim or health insurance designed to provide extra coverage at a lower premium.

Buying Health Insurance Plans

Knowing the significance of health insurance for our family is just the starting point. To buy a perfect plan, an important step is to choose the best from the variety offered. Here are some tips which can help you understand your health insurance requirement and thus choose the best plan:

Inclusions & Exclusions of Health Plan

Given below is a List of some common inclusions and exclusions of a health plan. These may vary as per your insurance company’s terms.

Inclusions

Hospitalisation and related expenses
Day care expenses
In case of organ transplant, the cost of hospitalisation of the donor

Exclusions

Cost of registration
Cosmetic surgery
Hospitalisation due to a war from nuclear, biological and chemical weapons of any kind
Hospitalisation due to attempting to commit a crime or suicide
Experimental treatment from a non-certified practitioner

* Please note this is a general list of inclusions and exclusions, please refer the policy wording for complete list.

Frequently Asked Questions

Categories:

Health Insurance
What are different types of health insurance based on coverage?
What are different types of plans based on benefits offered?
Why Should You Buy Health Insurance?
When should I buy a health plan?
What is Health Insurance or Mediclaim policy?
Do I really need Health Insurance?
Why should I compare and buy the policy?
From where can I buy a health insurance plan?
What is a cashless hospital?
Which is the best Health Insurance Policy in India?
What is Family Floater Policy in health Insurance?
What is a Pre-existing condition In health insurance ?
What is a Domiciliary Hospitalisation?
What is a Day Care Procedures?
How to make claim after hospitalisation?
What are different types of health insurance based on coverage?
What are different types of plans based on benefits offered?
Why Should You Buy Health Insurance?
When should I buy a health plan?
What is Health Insurance or Mediclaim policy?
Do I really need Health Insurance?
Why should I compare and buy the policy?
From where can I buy a health insurance plan?
What is a cashless hospital?
Which is the best Health Insurance Policy in India?
What is Family Floater Policy in health Insurance?
What is a Pre-existing condition In health insurance ?
What is a Domiciliary Hospitalisation?
What is a Day Care Procedures?
How to make claim after hospitalisation?

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TransAsia Composite Insurance Broking an insurance broker since 1994.
Registered Address: D- 310, Kanakia Zillion, LBS Marg, BKC Annexe, Mumbai - 400070
CIN : U65990MH1994PLC082324

IRDA Broker License No. 151
Valid from 22/04/2015 to 21/04/2018
Principal officer: Pradeep Karyakarte (Contact: +91 22 30212735)