National Insurance Company Limited

• The Private Car Insurance Policy by national Insurance covers Vehicles which are either used for the personal or commercial purpose, however excluding the one used for the carriage of goods.
• Additional cover can be taken for Loss of vehicle accessories, thirds party Legal liability & Personal Accident cover for both the driver & the occupants.
• The maximum limit for any additional cover including legal liability towards property damage can be up to INR 7.5 lakhs.
• The policy offers No Claims bonus in case of continuous two claim free years.
• The policy buyer can avail lucrative discount on the higher sum insured, Installation of anti-theft devices in the vehicle.
• Special rebates for a specially designed vehicle for handicapped, blind or mentally challenged persons.
• Can be taken as Liability Only cover or Package cover policy.
• Protection cover available for any natural calamity such as Earthquake, Flood, Storm, Landslide as well as manmade perils such as Burglary, Housebreaking or Theft

• The Motor Insurance Policy by national Insurance covers any two-wheeler Vehicles which are either used for the personal or commercial purpose, however excluding the one used for the carriage of goods.
• Additional cover can be taken for Loss of vehicle accessories, thirds party Legal liability & Personal Accident cover for both the driver & the occupants.
• The maximum limit for any additional cover including legal liability towards property damage can be up to INR 7.5 lakhs.
• The policy offers No Claims bonus in case of continuous two claim free years.
• The policy buyer can avail lucrative discount on the higher sum insured, Installation of anti-theft devices in the vehicle.
• Special rebates for a specially designed vehicle for handicapped, blind or mentally challenged persons.
• Can be taken as Liability Only cover or Package cover policy.
• Protection cover available for any natural calamity such as Earthquake, Flood, Storm, Landslide as well as manmade perils such as Burglary, Housebreaking or Theft

• A package policy which covers travel emergencies when someone is travelling abroad.
• It is available for three categories of travellers-
  
  1) Business & Holiday
  2) Employment and Study
  3) Corporate Frequent Traveller
• Five different plan variants available to covers various risk and perils one can encounter during travelling overseas
• The medical Expenses including Evacuation & repatriation is offered up to USD 15,000
• The Personal Accident benefit & Permanent Disability cover is available till  USD   7,500
• The policy covers various travel-related emergencies which an individual can face whilst abroad.
  The Premium can be paid in INR currency whereas the claims can be paid in foreign currency directly by the service provider to the Doctors or hospitals abroad.
• 24 by 7 Claim assistance is available from a reputed international service provider one can buy a policy online without the hassles of a paper trail. The premium is also accepted online using debit cards or net banking.
  

National Parivar Mediclaim Policy

• The National Parivar Mediclaim plan is a floater plan to cater the additional health cover needs of the complete family
• The members to be covered includes self, spouse, parents, dependent children under one umbrella policy and a consolidated sum insured.
• This is a life-long renewal policy.
• The plan benefits include patient hospitalization expenses and more than 140-day care treatments.
• In case of domiciliary treatment, one can avail the benefit of an amount up to INR 50,000 or 20 % of sum insured, whichever is higher.
• There is no capping on the Organ Donor’s expenses including the pre & post hospitalisation expenses
• The other features include maternity benefit, Newborn baby cover, Infertility treatment Cover & Anti-rabies vaccination expenses cover
• Premium discounts on policy buyer from lower rated zones
• One can avail additional cover by paying an additional premium for Pre-existing Diabetes and Hypertension, Critical Illness Benefit and Out-patient treatment
• Value-added features  as a preventive health check-up benefit post every 4  claim free years and No claim discount as 5% discount on the base premium for every claim free year
• The policy buyer can also avail Income Tax Benefit under section 80D of the Income Tax Act.

National Parivar Mediclaim Plus Policy

• The National Parivar Mediclaim Plus insurance Policy offers an additional cover for the family members including self, spouse, parents & dependent children
• This is one of its type insurance rider plan which offers high coverage of Rs. 50 Lakh, with several integrated innovative features.
• This is a life-long renewal plan.
• The plan benefits include in-patient hospitalisation expenses and more than 140-day care treatments.
• In case of domiciliary treatment, one can avail the benefit of an amount up to INR 50,000 or 20 % of sum insured, whichever is higher.
• There is no capping on the Organ Donor’s expenses including the pre & post hospitalization expenses
• The other features include maternity benefit, Newborn baby cover, Infertility treatment Cover & Anti-rabies vaccination expenses cover
• Premium discounts on policy buyer from lower rated zones
• One can avail additional cover by paying an additional premium for Pre-existing Diabetes and Hypertension, Critical Illness Benefit and Out-patient treatment
• Value-added features  as a preventive health check-up benefit post every 4  claim free years and No claim discount as 5% discount on the base premium for every claim free year
• The policy buyer can also avail Income Tax Benefit under section 80D of the Income Tax Act.

National Mediclaim Policy

• The national mediclaim policy is a traditional mediclaim plan which covers the expenses towards the treatment of disease or injury sustained during the policy period by the insured persons.
• The plan covers reasonable & necessarily incurred inpatient hospitalization expenses and more than 140-day care procedures or surgeries.
• The plan is available to an individual between the age group of 18 to 65 years.
• Dependent children aged between 3 months to 18 years can also be covered subject to at least one of the parent is covered under the same plan.
• The policy also offers cover for Dependent parents and In-laws with the family.
• The Sum insured range offered is between Rs. 50,000 & Rs. 5 lakhs, in the multiples of Rs. 25,000/-.
• The policy can be renewed for a lifetime.

National Mediclaim Plus Policy

• The national mediclaim plus policy is a rider plan with enhanced covers for treatment of disease or injury sustained during the policy period by the insured persons.
• Three different plan variants to choose from and the sum insured ranges from 2 lakh to 50 lakh
• The plan is available to an individual between the age group of 18 to 65 years.
• Dependent children aged between 3 months to 18 years can also be covered subject to at least one of the parent is covered under the same plan.
• The policy also offers cover for Dependent parents and In-laws with the family.
• The Sum insured range offered is between Rs. 50,000 & Rs. 5 lakhs, in the multiples of Rs. 25,000/-.
• The policy can be renewed for a lifetime.

Individual Personal Accident Policy

• The individual Personal Accident policy offers financial security to the family of an individual in case of any unfortunate event of death or disability due to an accident.
• One can enrol for Individual Personal Accident policy without the hassles of a paper trail and can pay the premium online using credit, debit cards as well as net banking
• 
  The policy is available for a resident individual covering himself/herself or dependent family members between the age group of 5 till 70 years.
• The beneficiary or nominee shall receive an assured death benefit in the untoward event of accidental death.
• The policy also proffers benefits in case of Permanent Total Disablement caused due to an accident.
• The Personal accident insurance has an optional Cover towards accidental Hospitalisation Expenses & accidental hospital daily cash allowance. 
• The plan has segregated accidental benefits in case of different types of accidents such as Rail or Road accidents or  accidents due to a natural calamity or the one arising out of terrorism/ terrorist acts 
• There is no health check-u for the requirement to enrol for the policy required 
• One can avail the accidental policy as a family Package cover whereby the proposer can opt for cover for self, spouse & dependent children under a single policy and avail a 10% discount in the premium.

Janata Personal Accident Policy

• The Janata personal accident policy is an exclusive policy designed by the National insurance company to cater to the protection needs of individuals from lower income group.
• The policy aims towards financial inclusion of people from the modest financial background and offers protection cover to an individual irrespective of sex, occupation, and profession within the age group of 10 years  to 70 years
• The plan offers protection cover in case of death or permanent total disablement or permanent partial disablement.
• The minimum sum insured under this plan is Rs.25.000/- per whereas the maximum sum insured can be extended up to Rs.1 lakh per annum.
• The premium amount is fixed as Rs.15 for an SI of Rs.25,000/- and thereafter in multiples Rs.25,000 (SI)
• The policy is also offered to some pre-identified groups as listed by the scheme. In case of a group policy group discounts are available as per the size of the group.
• The policy is also available for a long-term period up to 5 years

Householders Insurance Policy

• It is a comprehensive home insurance policy which provides various risk and perils associated with a common householder.
• One can insure either the self-owned house or a rented one including the content of the house against any natural or man-made calamity such as fire, Burglary housebreaking, any mechanical or electrical breakdown of appliance etc.
• This policy also covers the building structure against any loss due to fire and allied perils.
• The householder insurance policy can be bought online using a debit card or credit card as well as net banking.