The perfect ULIP should be the ideal combination of insurance and investment. However, what does ideal mean to you? To me, it means…Unit Linked Insurance Plan or ULIP is a popular financial instrument to meet both your insurance and investment needs under a single integrated plan. The most important aspect of a ULIP is that …
ULIPs provide a unique flexibility to its customers to choose various funds options depending on his risk appetite and investment horizon. ULIP or the Unit Linked Insurance Plans are the combination products that gives life coverage along with investment benefits. These integrated financial instruments are accepted widely due to the inherent benefits of flexibility, liquidity, low …
ULIPs are flexible with the dual advantage of investment and insurance, which is unique and can be beneficial if planned properly. Unit Linked Insurance Plans or ULIPs are the popular financial instruments which include the benefits of both life insurance as well as the investment. Many insurance companies are players in ULIP market and offer …
Consider the individual requirement based on life stage, priorities, risk-taking capability and the need and then choose the best plan that suits. Unit Linked Insurance Plans (ULIP) are the smart financial instruments to select since these give the dual benefit of life coverage and investment opportunity. Several features and flexibilities make it an investment choice …
How to select the best Unit Linked Insurance Plan Read More »
Depending on your financial standing and goals, ULIPs can serve as an excellent tool to your family’s financial planning and hence worth considering. A ULIP (Unit linked Insurance plan) is nothing but a traditional insurance plan with a twist. This one comes with the benefit of investing the premiums that the insured pays, and thus …
ULIP is one of the most tax efficient financial tools which offers benefit in the combination of insurance and investment.It’s Working structure is designed to provide both life protection and savings opportunity. Part of the contribution made is utilized for providing a life cover while rest of the portion is used for investing in various …
Investing in a product like ULIP which is a perfect combination of both is advisable as you will enjoy high returns, life cover and tax savings. Aditya recently saw the mutual fund advertisements on television and decided to invest in them. During lunch, he mentioned the same to his colleague who advised him to invest …
ULIP is perfect investment tool for someone who just wants to invest their money with a mid to long-term view can park their money in this instrument. Unit Linked Insurance Plan has gained lots of popularity over the past few years. Many factors play a crucial role behind the same. Revised regulatory changes, the changing …
ULIP are modern alternatives to traditional life insurance plans. They are one of the most preferred and efficient financial tools today. ULIPs (Unit Linked Insurance Plans) are attractive alternatives, and there’s no doubt about that. They give customers the dual benefit of insurance and investment. The investment opportunity is customised as per the risk appetite …
Making Partial Withdrawal in ULIP? Know These Things First Read More »
ULIPs are great ways to build a family investment portfolio. With several benefits, advantages and flexibility, they can be ideal for you. Over the last few years, people have shown a keen interest in Unit Linked Insurance Plans (ULIPs). This hybrid investment product allows money to grow while providing you with life cover. Unlike the …
Planning an Investment Portfolio for Your Family with ULIPs Read More »
After the IRDAI brought about changes in regulations, ULIPs saw improved changes. Know what went wrong before this intervention. What is Mis-selling? Mis-selling means a deliberate, irresponsible or negligent sale of products or services through misrepresentation of a contract or unsuitability of the product or service as per customers’ needs. For example, selling a life …
Mis-selling of ULIPs – Mistake of the Insurance Sector Read More »
ULIP is an integrated financial product designed to cater to various investment and insurance needs with a broad range of variants. ULIPs offers the dual benefit of life protection with wealth creation. It provides various fund options (equity, debt and balanced funds) to fit the needs of both aggressive and conservative investors. Flexible and tax-efficient …
