ULIP are modern alternatives to traditional life insurance plans. They are one of the most preferred and efficient financial tools today. ULIPs (Unit Linked Insurance Plans) are attractive alternatives, and there’s no doubt about that. They give customers the dual benefit of insurance and investment. The investment opportunity is customised as per the risk appetite …
Making Partial Withdrawal in ULIP? Know These Things First Read More »
Decided to buy life insurance cover but confused about which option to choose? Have look at this difference between a whole life plan and term life plan. Want to buy term insurance cover? Begin Now
ULIPs are great ways to build a family investment portfolio. With several benefits, advantages and flexibility, they can be ideal for you. Over the last few years, people have shown a keen interest in Unit Linked Insurance Plans (ULIPs). This hybrid investment product allows money to grow while providing you with life cover. Unlike the …
Planning an Investment Portfolio for Your Family with ULIPs Read More »
After the IRDAI brought about changes in regulations, ULIPs saw improved changes. Know what went wrong before this intervention. What is Mis-selling? Mis-selling means a deliberate, irresponsible or negligent sale of products or services through misrepresentation of a contract or unsuitability of the product or service as per customers’ needs. For example, selling a life …
Mis-selling of ULIPs – Mistake of the Insurance Sector Read More »
Confused if you should opt for an insurance policy to protect your family or concentrate only on creating wealth? Here is a full analysis of both the options. Most of us are confused between building wealth and buying insurance. However, policies like term insurance plans with a little amount of money can secure your family’s …
Buying a Term Plan or Simply Creating Wealth Suffices? Read More »
Compare the quotes of a term plan keeping important factors in mind. This will help you choose the best plan for yourself and your family members. Ramesh wanted to begin his financial planning by buying a term plan. He started looking for it on the Internet. The more he searched, the more he got confused. …
ULIP is an integrated financial product designed to cater to various investment and insurance needs with a broad range of variants. ULIPs offers the dual benefit of life protection with wealth creation. It provides various fund options (equity, debt and balanced funds) to fit the needs of both aggressive and conservative investors. Flexible and tax-efficient …
It is important to understand your needs and then opt for a suitable term insurance. Read before you make a choice. Nowadays, people tend to rely on term plans. One of the foremost reasons for this is the institution of online plans offering much lower premiums. Yet, there are always be buyers who expect returns …
ULIP provides with much flexibility and ability for your money to grow. Understanding the minor details will help you choose the best ULIP quotation. Over the last few years, the number of people choosing ULIP has grown. An intervention back in 2010 by the IRDAI helped this cause. Lower operating costs and more transparency influenced …
What aspects make ULIP a true investment plan? Understand the governing factors and benefits of the resurrected product. Determine if it is for you. We all work hard for a better future for ourselves and our loved ones. Wouldn’t it be good if your money works as hard as you do? Wouldn’t it be nice …
You are sure about your risk appetite. You know your investment tenure. Then, a ULIP can be a good option to invest in for the long-term. Much hard work goes into earning money and securing a better life for yourself. Different people have different needs from their money. But, the common goal is to lead …
ULIPs offer great flexibility to strategise your investments with various fund options ranging from equity to debt to achieve optimum returns. A unit linked investment plan (ULIP) is a great financial instrument that offers you dual benefit of insurance and investment. There is a wide range of fund options available in this product. You can …
