The perfect term insurance policy should be a complete solution for your back up financial plan but what features must it surely include?Insurance is an integral aspect of financial planning as it protects your family members in case of sudden demise. Having adequate insurance cover for your loved ones is essential which would otherwise leave …
The perfect ULIP should be the ideal combination of insurance and investment. However, what does ideal mean to you? To me, it means…Unit Linked Insurance Plan or ULIP is a popular financial instrument to meet both your insurance and investment needs under a single integrated plan. The most important aspect of a ULIP is that …
GST was introduced with an attempt to eliminate any double taxation down the supply chain. How GST impacts your term insurance plan, any clue?In a world where nothing is certain, not even health or longevity, insurance ought to play an important role. Insurance basically is a way of managing risks, be it the risk of …
If you have dependents, you most definitely need term insurance are more likely to benefit. But do you need term insurance if you have no dependents? Term life insurance plans are beneficial. They help you build up a corpus over a long period in a very economical manner. But does everyone need a term plan? …
There are many advantages of buying a term insurance plan early on in life. It costs less and is easier to find. We discuss many such reasons in this article. Firoz was on the threshold of his 33rd birthday. He was also getting married in 6 months’ time. Being a carefree person thus far, Firoz …
Reasons to Buy Term Life Insurance Before You Turn 35 Read More »
Insurance premiums can be paid in one go or at regular intervals. In this article, we talk about the pros and cons of both and help you make a decision. When you buy a term plan or a mortgage plan, you are given the option of paying the premium in one go. You can also …
Regular Premium is better than Single for Term Plans and Mortgage Plans Read More »
Online term plans are good. However, to get the best out of it understand how buying term insurance online works. Harish wanted to buy a term insurance plan. He had just started working and insurance was a new sphere for him. Unaware of how to go about it, he logged on to an online insurance …
Is Online Term Plan a Right Choice for Everyone? Read More »
Term insurance plans are cheaper for women as compared to men. The reason for this is that women outlive men and are healthier in general too. Sarla and Ashok were both 29 years old. They decided to buy term life insurance plans for themselves. And since their life insurance requirements were similar, they opted for …
Reasons Why Women Get Discounts on Term Life Insurance Read More »
It is best to revise one’s term insurance requirements at least once in every 5 years because of changing lifestyle and dreams and earning potential. Today, as the world economy is growing so the standard of living of every individual and family is raising day by day. Having said that maintaining the standard of living …
I Have ₹ 1 Crore Worth Term Plan, Do I Need More Coverage? Read More »
Term Life insurance calculator helps in calculating the right insurance coverage for you accurately at the click of a button. Human Life has become too uncertain and unpredictable. The sudden demise of loved ones can leave the entire family emotionally, financially and physically unstable. Since no one can predict the future, there is no control …
Term Life Insurance Calculator – How Much Cover do I Need? Read More »
Some important factors that need to be considered while buying a term insurance plan to get a good discount on premium. Life has become extremely stressful and equally sedentary. With an increase in accidents, life has also become unpredictable. So it becomes utmost important for every one of us to safeguard the future of our …
ULIPs provide a unique flexibility to its customers to choose various funds options depending on his risk appetite and investment horizon. ULIP or the Unit Linked Insurance Plans are the combination products that gives life coverage along with investment benefits. These integrated financial instruments are accepted widely due to the inherent benefits of flexibility, liquidity, low …
