Business Insurance

All you Need to Know About Standard Fire and Special Perils Policy

All you Need to Know About Standard Fire and Special Perils Policy

Fire insurance policy provides comprehensive protection for your family and business.Nothing is certain in the world outside. Fire, explosion, flood and many such disasters can happen anytime and leave you devastated. Fire is one of the major threat to business. If you do not have a fire insurance policy in place, you will have to …

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All You Needed to Know About a Workers Compensation Plan Before Opting for One

Workers’ Compensation Plan – Everything that you need to Know

A workmen compensation plan is a great tool for secure and safe working environment for your employees. When unfortunate events such as accident or injuries take place in the work atmosphere, the policy kicks in. Providing your employees with additional benefits will almost certainly boost up their morale and confidence in the management. With so …

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Will the Insured Get the Sum Insured in case of Unemployment Due to an Accident?

Will the Insured Get the Sum Insured in case of Unemployment Due to an Accident?

While everyone insists on having a group personal accident policy for employees. Will this insurance cover them if there is unemployment?A Group Personal Accident insurance is a great tool for small to medium to large-sized organisations, schools, banks, communities etc. The central idea behind a group policy is that your employer can pay on your …

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What is Covered Under Group Personal Accident Policy?

What is Covered Under Group Personal Accident Policy?

What is a Group Personal Accident Policy (GPA) and how can it create significant change in your organisation. According to the Global Health Observatory data published by the WHO, in 2013, low and middle-income countries had road traffic fatality rates of 24.1% and 18.4% respectively, and the high-income countries had 9.2%. Personal and group accident …

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Top 5 Things to Keep In Mind While Opting For Directors and Officers Liability Insurance Policy

Top 5 Things to Keep In Mind While Opting For Directors and Officers Liability Insurance Policy

Buying the ‘right’ policy is a key to corporate risk management-here are top 5 things to keep in mind for a Directors and Officers (D&O) Liability Insurance Policy. Directors and Officers liability insurance is a personal insurance which gives a liability cover for key personnel of the organisation. Corporate directors and officers are likely to get …

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Directors and Officers Liability Insurance for Small and Medium Sized Companies

Directors and Officers Liability Insurance for Small and Medium Sized Companies

Directors and officers insurance acts as a valuable risk management solution, especially for the SME segment. Read more to know the benefits of the same.A well placed D&O liability insurance protects the senior assets of the company in the event they are personally sued by third parties for any alleged or actual error, misstatement or …

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Directors and Officers Insurance is it Mandatory for any Business Organisation

Directors and Officers Insurance, Is It Mandatory for Any Business Organisation?

Investing in Directors and Officers (D&O) liability insurance policy is a prudent business practice primarily for these 3 reasons and at such a nominal cost. Are you adequately covered? Directors and Officers Liability insurance secure company and its past, present and future directors and officers from any claims arising due to their ‘wrongful act’ made …

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Does Opting for Additional Riders with a Group Personal Accident Plan Makes Sense (1)

Does Opting for Additional Riders with a Group Personal Accident Plan Makes Sense?

Opting for additional riders is a great idea to ensure adequate and proper insurance coverage regarding a group accident insurance policy. There are many options available. An extremely competitive environment ensures that companies come forward with the best ideas and benefits for their employees. As business owners, companies are constantly on the look-out for ways …

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